FAQ

scroll down
How can I reach you?
Our office is located in the heart of downtown Marion - directly across the street from the historic court house.  We are on the second floor of The Fisher Building where Marion Technical College, MarionMade and TRECA also have offices.

Alluvial Private Wealth
107 N Main Street, Suite 202
Marion, OH 43302

www.AlluvialPrivateWealth.com
PH: 740-244-8815

Feel free to stop by or give us a call.
Why did you start your own independent wealth management firm?
Following years of experience with large wire house firms, we saw clear advantages as to how we could better serve our clients as an independent firm.  

For starters, we saw major shifts in the industry that included improvements in technology, research, security, and resources that we could utilize to help our clients achieve maximum success. 

So, in January 2021 we opened our doors and have never looked back.  We are always committed to putting the needs of our clients first and you will see that in everything we do.  
Is establishing an independent firm unusual in the wealth management profession?
No. There have been major shifts in the financial services industry over the last few years. With changes in technology, the ability for small firms to have access to the same (if not better) investment opportunities and cutting-edge software has leveled the playing field. For these reasons, the migration of advisors from large brokerage firms and other corporate financial institutions to RIAs (Registered Investment Advisors) has accelerated. Each year, more advisors are voting with their feet, recognizing that the independent model is better for their clients, better for their local community and better for the advisors themselves. The many advisors who have made this move before us have been resoundingly positive about the significant improvements in technology, research, security, and resources, and, most importantly, in their freedom to deliver fully on the promises they make to their clients every day.
Are my assets and information safe?
Yes. Charles Schwab is one of the largest custodians in the world, and they are committed to keeping client assets safe and secure. We have available for you “How Client Assets Are Protected At Schwab” and “Charles Schwab: Who We Are” for your review. It outlines the company’s financial strength, history, capital structure, and procedures that ensure the security of your accounts.
What is the process to begin working with Alluvial?
We’ve taken steps to make the process as easy as possible. First, we will help you open investment accounts at Schwab. Then we transfer the assets IN KIND to Schwab, a process which takes about 5-10 business days. Nothing is sold from your account, and there are no tax consequences for an IN KIND transfer. Likewise, there are no tax consequences for IRA and retirement account transfers. If there are any transfer fees, we will refund those fees to you after your assets have transferred to Schwab. You will be able to view your accounts and progress online via Schwabs online portal.
Will my investments have to change if I move to Alluvial?
No, your investments won’t need to change if you don’t want them to. As an independent firm, we have access to a broad listing of investment managers, mutual funds and securities that can mirror what you have done in the past.  We can also share other options that can better serve your investment needs.  
Questions